mortgage

For Mortgage

Transform your mortgage lending with our innovative solutions designed to drive growth and ensure consumer duty adherence. We offer granular affordability support for borrowers and landlords, creating a seamless experience for brokers and lenders.

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business_finance

For Business Finance

We help lenders enhance their business with cutting-edge solutions. Our platform provides instant cash flow analysis from various documents and real-time insights into borrowers' financial health. Streamline your lending process with accuracy and speed.

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For Motor Finance

Help dealers build a stronger business with fast, confident lending solutions. Our platform ensures safer loans for car owners, providing a secure and efficient way to finance vehicles.

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RevEL has a 2 Billion Word Vocabulary

Our smart deep learning machine knows more than 2 billion mortgage-specific terms contextualized for UK’s lenders.  With that foundation in place, you’ll enjoy a faster and de-risked deployment of AI.

Complete: Ensures application packs are not missing any vital documents or pages

Correct: Ensures loan data is within lending criteria, policy guidelines you pre-set

Consistent: Ensures loan data elements are reconciled across multiple documents in real time

Compliant: Support Compliance teams with insights on fraud. Do right by your customers.

In the ever-changing landscape of the mortgage lending UK market, the Gross lending doubled in last decade with limited product innovation, but net lending is still low.

The current origination process across lenders in the mortgage industry is lengthy and frustrating. The typical lending process in the mortgage industry requires around 40% manual intervention, with multiple weeks as an average time to offer (from start to finish). With high time to offer, frequent cancellations, revenue leakage, poor colleague-broker-customer experience and high manual errors, the mortgage lending process is cumbersome.

To streamline and make this entire process smooth, introducing Digiliytics RevEL for mortgage lending in the UK. It’s an AI powered product.

Mortgage Solutions

Digilytics AI launches to UK market to provide ‘first time right’ mortgage applications

Fintech company Digilytics has entered the UK mortgage market by partnering with lenders Together Money and Decimal Factor ... READ MORE Twitter

On Demand Speed & Perfection. Built for UK

Mortgage tech can seem confusing and even a little daunting.That’s why we let our track record speak for itself.

Revel by the numbers:

  • 99% bank statements read
  • 2.5M+ of income documents read
  • 97% accuracy of data extracted from affordability documents
  • 97% accuracy of data extracted from bank statements
  • 28+ months of continued 99.5+% availability
  • 30% reduction in time to offer
  • 40% increase in productivity
  • 15% increase in gross lending
UK
Built in the UK

In the UK, secured lenders regard Digilytics as an AI & deep machine learning powerhouse.

With RevEL, lenders process loans quickly, confidently, and more profitably. With complete, validated data from the start, lenders can achieve a one touch loan by underwriters and processors.

Digiliytics RevEL for AI financial services is first of its kind, easy to use AI product for revenue growth, built on the most advanced AI technology, making the lending experience seamless. It reduces time to offer for mortgage lenders. The product can be launched from an existing loan origination system, with bulk document upload and document classification into configured file structure. This reduces non-value manual tasks, augments decision making by providing granular visibility.

Digiliytics RevEL has the capability to extract data from the document and map it onto relevant fields of Loan Origination System, perform data validation and annotation check on the documents. RevEL for financial services improves the broker/customer experience, accuracy, increases colleague’s productivity, reduces cancellations, and increases repeats.

With document comparison view, case risk score with label of standard/accelerated case and document pending alerts, RevEL for AI financial services helps you predict service level agreement breaches specifically catering to the mortgage lending UK Industry.

Why Revel for Financial Services?

Base your lending outcomes on accurate evidence

Create a frictionless service proposition for loan originations

Avoid inconsistency in assessments and/or user error

Repurpose FTE towards value add tasks

Download Latest Resources + MORE

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Broker Feedback Signals a Shift in SME Lending: Speed, Flexibility, and Data-Driven Decisions Take Centre Stage

Brokers role in shaping the UK SME lending landscape is irrefutable. Brokers have played a critical role in diversifying SME funding access, with 33% of deals facilitated by specialist lenders and 28% by challenger banks.

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Blog UK auto lending challenges after dealer commission scandal with Digilytics AI blog banner and call to action.
Challenges Facing the Auto Lending Industry in the UK following the Dealer Commissions Issue

During the period 2017 to 2021, many UK auto finance companies extended finance to customers through dealerships without necessarily disclosing commissions paid to the dealers for the transaction or seeking the customer’s consent to do so.

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Blog AI-Powered SME Lending Process – Faster Approvals with Automated Document Processing and Risk Assessment.
Nuance of Consumption of Data for SME Lenders in the UK

Small and Medium Enterprises (SMEs) form the backbone of the UK economy, contributing significantly to employment and economic growth. However, SME lending has historically been a challenging sector for financial institutions due to the diverse risk profiles and limited financial history of many small businesses.

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Blog Mortgage application form with an 'Approved' stamp, a pen placed on the document, and a Digilytics AI branding.
The Hidden Cost of Paperwork

The cost of poor mental health to UK employers now stands at £51bn annually, a slight decrease from £55bn in 2021 but still a significant increase from £45bn in 2019 (newsbywire.com, 2025). When we think of mortgage underwriting, we often focus on the numbers: credit scores, income statements, and LTV ratios.

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Blog Unlocking Asset Finance Opportunities with AI: Trends Shaping 2025
Unlocking Asset Finance Opportunities with AI: Trends Shaping 2025

In November of 2024, growth in new business had been driven by commercial vehicle finance while the business new car finance and plant and machinery sectors fell compared with the same month in 2023.

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Streamlining Buy-to-Let Mortgage Applications with AI Technology

The Buy-to-Let (BTL) mortgage application process is a complex and time-consuming task for investors. Read more in this blog.

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How is AI affecting the UK Financial Services regulatory landscape?

As we see, there is a rapid adoption of AI among the lenders in the financial services sector. Read more in this blog.

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Blog Risk Management
Risk Management in Auto Lending with Digilytics AI

Auto lending has always been a dynamic sector, characterized by evolving consumer demands, fluctuating market trends, and the risk of fraud and credit defaults. Read more in this blog.

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Blog Revolutionizing Mortgage
Revolutionizing Mortgage Lending for Building Societies with AI

Building societies have been a cornerstone of the UK financial sector for over two centuries. Unlike banks, they are member-owned organizations that focus on providing savings. Read more in this blog.

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Blog Predictive Analytics in Business Finance
Predictive Analytics in Business Finance

In an ever-changing landscape of business, predicting the future becomes tough, especially where business finance is concerned since there are many factors at play which can predict whether the lending will be successful or not. Read more in this blog.

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Blog AI's impact on regulatory compliance
From Data to Decisions: How AI is Revolutionizing Business Intelligence

According to a report by Statista, approximately 402.74 million terabytes of data are created each day, and 90% of global data was created in just the last two years. Read more in this blog.

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Blog AI's impact on regulatory compliance
Enhancing Compliance: How AI is Shaping Regulatory Practices in Auto Finance in the UK

The auto finance industry in the UK is undergoing rapid transformation. Regulatory bodies, such as the Financial Conduct Authority (FCA). Read more in this blog.

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Blog Reshaping the Credit Scores
How AI is Reshaping the Credit Scores of SMEs ?

Small and Medium Enterprises (SMEs) are the backbone of the UK economy, contributing significantly to private sector turnover and employment. Read more in this blog.

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Blog Navigating the Buy-to-Let Mortgage
Navigating the Buy-to-Let Mortgage Market in the UK: Efficiency and Resilience in a Shifting Landscape

The UK’s buy-to-let (BTL) market plays a crucial role in the property investment landscape. Read more in this blog.

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Blog Digital Transformation in Auto Financing
Digital Transformation in Auto Financing: The Future is Now

The Auto financing industry has been a vital part of the automotive sector, facilitating purchase of personal vehicles. Read more in this blog.

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Blog OCR vs AI-Based Data Extraction - A Game Changer for Lenders.
OCR vs AI-Based Data Extraction | A Game Changer for Lenders

In today’s fast-paced lending environment, efficiency and accuracy are paramount. Read more in this blog.

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Blog AI-Powered SME Lending Process – Faster Approvals with Automated Document Processing and Risk Assessment.
How AI and Technology are Revolutionizing SME Lending | Faster Loan Approvals

Small and medium-sized enterprises (SMEs) form the backbone of the UK economy. Read more in this blog.

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Blog AI-powered mortgage document processing with Digilytics RevEl, accelerating loan approvals and reducing manual efforts.
Revolutionizing Mortgage Document Processing with Digilytics AI | Faster and Accurate Loan Approvals

The process of obtaining a mortgage is often described as a long and tedious journey. Read more in this blog.

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Blog Mortgage & Key with a house
What is the role of AI and data analytics in affordability?

In this blog we’ll explore the importance of AI in the UK mortgage lending landscape. Read more in this blog.

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Blog Increasing graph trend
What is Intelligent Affordability?

In this blog we are exploring the concept and its importance in the UK mortgage lending landscape. Read more in this blog.

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Blog A person holding a modern house
Empowering Building Societies

What is the importance of empowering building societies leveraging AI for Customer-Centric Growth Strategies? Read more in this blog.

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Press Release equifax
Equifax partner announcement

Equifax UK Partners With Digilytics AI to Reduce Time to Offer by 30% For Mortgage Applications

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Blog Mortgage Lenders in the US Market
Mortgage Processing- Lender Experience Optimization

In this blog learn how lenders can optimize their lending process. Read more here.

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Blog What is the need for speed in first time right applications for lenders?
The Ask from a New Age Lender

Leveraging new-age technologies to massively cut down cycle times. Read our latest blog to know more.

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Blog What is the need for speed in first time right applications for lenders?
What is the need for speed in first time right applications for lenders?

The latest technological revolution pivots around artificial intelligence and machine learning technologies, leveraging their “smartness” for various purposes.

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Blog How bank statements augment open banking?
How bank statements augment open banking?

As of the end of 2020, 24.7 million people worldwide use open banking. The estimated growth rate is at a whopping 50% between 2020 to 2024.

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Blog How is pack quality important in first time right applications?
How is pack quality important in first time right applications?

According to Fannie Mae, 69% of buyers would apply for mortgages online.

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Blog Accelerate Time to Offer for Specialist Lenders with RevEL
Accelerate Time to Offer for Specialist Lenders with RevEL

There are several different mortgages that one can apply for in the UK mortgage market.

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Blog Income Verification During the Mortgage Application Process
Income Verification During the Mortgage Application Process

Companies fixated on quick wins and easy growth, are increasingly innovating to sell to existing customers. Cross-selling to a customer is however different from up-selling to a customer.

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Blog
Why Mortgage Lenders Should Invest in AI Technology
Why Mortgage Lenders Should Invest in AI Technology

Artificial intelligence (AI) grows more sophisticated by the day, and it continues to make work easier

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Blog
Top 5 Challenges in getting a unified case pipeline view in the mortgage journey
Unified Case Pipeline View in the Mortgage Journey

A lot goes into buying and building your dream home or establishing your business from scratch.

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What our clients say about us

Stacy
Stacy Clementson
Head of Underwriting & Credit
Fleximize

Digilytics has been a game-changer for our underwriting process. Their AI-enabled document processing technology integrates seamlessly ...

Elena
Elena-Andreea Cristea
Digital Marketing Manager
Cubefunder

We have been using Digilytics' services for over two years now, and it has become an essential part ...

Peter
Pete Ball
CEO Personal Finance, Together – loans, mortgages & finance

We have developed a great partnership with Digilytics AI. With Digilytics RevEL, together has broken ...

Tracey
Tracey Bailey
Head of Lending Transformation
Together Money

We have been working with Digilytics to review the efficiency of our mortgage underwriting process. The overall ...

Irene Thomas
Irene Thomas
Ex Commercial Operations Director
Together Money

We are pleased, that with Digilytics™ RevEL, Together has broken new ground in its use of the latest ...

Tamsin Miller-Cheevers
Tamsin Miller-Cheevers
Operations Manager at Cubefunder - Flexible Business Loans

We at Cubefunder have been using Digilytics' services to help us upload and extract PDF data from bank statements ...

Sherri
Sherri Higuera
SVP Servicing Technology Servbank

Working with Digilytics has been an exceptional experience. Their OCR technology is not only powerful but also incredibly user-friendly. The team was ...

Manoj
Manoj Karkhanis
CEO, Decimal Factor

I am pleased, that with Digilytics™ RevEL, Decimal Factor has broken new ground in its use of the latest extraction technology. We have developed a great partnership to ...

Stuart
Stuart Hodgson
CTO | CIO | CDO at JLG group PLC

Our work with Digilytics has unlocked tremendous value across our lending operations. They are extremely easy to work with a long term view ...

If you’re ready to discuss your challenges, we’d love to hear from you.

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